Personal Loan

A personal loan is an unsecured form of credit that one can avail to meet any financial requirement. Unlike the other forms of credit, it has simpler eligibility criteria and comes with special offers and competitive interest rates. The unrestricted end-use makes it a convenient option for immediate expenses. Whether funding your next trip, renovating your home, or meeting unforeseen medical expenses, an instant personal loan can be your ultimate respite. Those who need loans in this day and age can easily apply online at VISHAWAS FINVEST and can get best personal loan offers in India.

Features and Benefits of Personal Loan

High Loan Amount: You can avail a personal loan of up to INR. 5 Lakhs. Note that the personal loan amount that you are eligible for will depend on factors such as your monthly income, CIBIL score, and overall repayment capability.

Attractive Interest Rate: You can avail a personal loan at attractive interest rate starting at just 2% per month, which is one of the most competitive personal loan interest rates in the market.

No Collateral Required: You do not need to offer any of your valued possessions as collateral to get a personal loan from us. However, if you do need a bigger amount, you can always opt for a Loan Against Property.

Flexible a& Easy Loan Repayment tenure: You can repay your personal loan over as long as 2 years so that you do not feel the burden of high EMI payments.

Minimal Foreclosure Charges: If you want to repay your personal loan ahead of the repayment tenure, you can do so for a very minimal charge.

Balance Top-up Facilities: If you need more money than what you borrowed initially as a personal loan, you can always avail a balance top-up facility. Note that such facilities depends on your repayment history and other terms*.

Personal Loan Eligibility Criteria

To get an instant personal loan, you will need to satisfy the following eligibility criteria: